VALUE-ADDED SERVICES

Support beyond the loan.

Explore practical services that may help with the financial and everyday details of studying abroad.

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Foreign exchange

Explore forex, international remittance and permitted tuition-payment services through relevant providers.

Enquire about forex →
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Insurance assistance

Get assistance exploring relevant student, travel or other eligible insurance options from third-party providers.

Ask about insurance →
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International SIM cards

Explore SIM and connectivity options for your destination before or after arrival.

Ask about SIMs →
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Airport transfers

Plan transfer options from the airport to your accommodation through relevant providers.

Ask about transfers →
FOREIGN EXCHANGE CALCULATOR

Estimate your international payment.

Enter the foreign currency amount you need and view its estimated INR equivalent using the latest available reference rate. Rates are checked automatically, but this source does not provide second-by-second market pricing.

Taxes and charges are not automatically calculated. Enter the amount confirmed by your provider, if known; ₹0 does not mean the transaction is tax-free or charge-free.

Estimated total payable in INR
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Fetching daily reference rate…
Foreign currency amount—
INR equivalent at reference rate—
Taxes and charges (entered)—
Total estimated INR payable—

Rates are retrieved from a daily reference-rate source; they are not tick-by-tick live market quotes.

Important: Daily mid-market reference rates from Frankfurter are indicative, not guaranteed transaction rates. The actual INR payable may differ because of the provider's offered rate, taxes (including GST/TCS where applicable) and other fees. Confirm the final rate and total charges with an authorised provider before making a payment.

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ASPIRA EDUCATION FINANCE TOOLS

Plan your education loan.

Estimate your education-loan EMI and repayment costs. Adjust the loan amount, course details and repayment assumptions to explore a scenario.

1. Study and funding details

2. Repayment assumptions

FOIR is the share of assessed monthly income that may be used for fixed obligations. Lenders define eligible income, FOIR, moratorium interest and loan limits differently.

Loan amount for your estimate
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Adjust the inputs to explore your estimate.
Loan amount entered—
Estimated monthly EMI—
Estimated total interest—
Estimated total repayment—

Indicative EMI estimate only, not a loan offer or sanction. Actual interest accrual, repayment terms and eligibility depend on the lender and disbursement schedule.

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Service availability, pricing, coverage and terms depend on the destination and third-party provider. Confirm all details with the provider before purchase.